The Flexible Mortgage Insider

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What Are Non-QM Mortgages and How Do They Work?  

What Are Non-QM Mortgages and How Do They Work?  Orlando Concepcion Published on: 22/05/2025

Struggling to qualify for a traditional mortgage? Discover how Non-QM loans offer flexible solutions for self-employed borrowers and investors. Learn how you can finally buy the home of your dreams—no tax returns or W2s required!

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Beating the DSCR Shortfall: How I Secured 75% LTV for My Client

Beating the DSCR Shortfall: How I Secured 75% LTV for My Client

Beating the DSCR Shortfall: How I Secured 75% LTV for My ClientOrlando Concepcion
Published on: 20/06/2025

A smart adjustment that helped my client with a cash-out refinance on an existing rental property. It represented a successful strategy to improve DSCR from 0.93 to 1.0.

Investor Financing Strategies
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